The smartphone user ownership is growing at rapid speed. Smartphones have become increasingly affordable. These are our target markets and these trends facilitate adoption by users. Flo2Cash Mobile Payments are focused on offering scalable mobile payment solutions that let financial institutions, payment service providers and mobile network operators deliver convenience and access to their customers without compromising on security.
Mobile Payment App
Flo2Cash Mobile Payment App turns a Smartphone into a Payment Processing Device. It accepts and processes credit and debit cards in real time and automatically emails an electronic receipt to the cardholder. The Flo2Cash Mobile Payment App is fully PCI DSS compliant and can be applied to all regions. EMV compliance requirements do not apply as this is not EFTPOS and does not use a card reader.
White label option is available for merchants to display their own brand on the App to promote their business in a highly personal way.
Mobile Payment Gateway
Accepting payments on a Smartphone App is not as simple as it may sound as there are security and compliance issues that must be taken into consideration. Flo2Cash Mobile Payment Gateway is specially designed for third-party Smartphone application integrations. Much like a hosted payment gateway, the mobile payment gateway is securely hosted with Flo2cash and offers a robust API that enable merchant mobile applications to secure accept real-time transactions without having to worry about card data security.
Flo2Cash Mobile Payment Gateway fully supports CVV2 and 3DS and is portable to any banking networks.